Awareness

ISBT Awareness for all banking PO,Clerk,IBPS PO,Railway,SSC,IAS,OAS Exams

Q1451.

Who will be the chief guest at Republic Day celebrations 2015 as announced by PMO on 21 November 2014 ?

1)	Barack Obama, US President	2)	Shinzo Abe, Japan PM
3)	Ashraf Ghani, Afghanistan President	4)	Jigme Khesar Namgyel Wangchuck, Bhutanese King
5)	None of these

Q1452.

Who is the present Chief Economic Adviser (CEA) of Indian Govt.?

1)	Arvind Mayaram	2)	C Rangarajan
3)	Arvind Subramanian	4)	Gopal Subramanian
5)	None of these

Q1453.

Fiscal Responsibility and Budget Management Act (FRBM) concerns - I. Fiscal Deficit II. Balance of Payment III. Revenue Deficit

1)	Only I	2)	Only II
3)	Only I & II	4)	Only I & III
5)	All of these

Q1454.

Micro Credit or Micro finance is a novel approach to banking with the poor. In this approach bank credit is extended to the poor through -

1)	Self Help Groups	2)	Anganwadees
3)	Cooperative Credit Societies	4)	RBI
5)	None of these

Q1455.

The rate of interest, banks charge to its main/major and prime; customers is popularly called as

1)	Prime Lending Rate	2)	Repo Rate
3)	Cost of Fund	4)	Risk Premium
5)	Reverse Repo Rate

Q1456.

The Statutory Liquidity Ratio (SLR), the amount of liquid assets such as cash, precious metals and other short-term securities are kept with -

1)	RBI	2)	Individual banks
3)	Finance Ministry	4)	A bank designated by RBI
5)	None of these

Q1457.

If money lend for 15 days or more inter-bank, it is called -

1)	Call money	2)	notice money
3)	term money	4)	All of these
5)	None of these

Q1458.

Interest payable on Savings bank account is :

1)	not regulated by RBI	2)	regulated by State Govt
3)	regulated by Central Govt	4)	regulated by individual banks
5)	None of these

Q1459.

Which of the following cannot be called as a Debt Instrument as referred in financial transactions ?

1)	Certificate of Deposits	2)	Bonds
3)	Stocks	4)	Commercial Paper
5)	Loans

Q1460.

Which of the following is the best expression of Bank Assurance ?

1)	an insurance scheme to insure bank deposits	2)	an insurance scheme exclusively for the employees of banks
3)	a composite financial service offering both bank & insurance products	4)	a bank deposit scheme exclusively for employees
5)	None of these